Skip to main content
#
Give Us A Call...

Commercial Umbrella

A big difference between property and liability risks is that you can put a value on the property you have at risk, but there is no way to predict the amount of damages you could be required to pay as the result of a catastrophic accident. If, for example, you were found liable in a school bus accident that injured children, the damages could easily be in the millions of dollars. 
 
Umbrella Liability—also known as Excess Liability Insurance—provides extra protection for catastrophic events. The primary policies are called “underlying” policies and are specifically listed, along with their limits, on the umbrella policy.
 
Typically, the underlying policies are your primary general liability, auto liability and the employer’s liability section of your workers comp policy. The commercial umbrella insurance coverage starts to pay when a covered loss exhausts the primary policy’s per occurrence limit. 
 
Most commercial umbrella insurance policies exclude employment practices liability, professional liability, product recall coverage, workers compensation and coverage for asbestos-related claims, pollution, war and terrorism. 
 
Contact us today to learn how we can help with your commercial umbrella insurance needs. 
Commercial Umbrella Insurance
Request A Quote 

*
*
Interested In...
 
* indicates a required field
Send To Agent
Please fill this field.
spacer
Contact Us
Norris Bay Area Insurance - Palm Harbor Location
30777 US HWY 19 N
Palm Harbor, FL 34684
 
Norris Bay Area Insurance - Clearwater Location
18200 US HWY 19 N
Clearwater, FL 33764

Hours of Operation:

Mon-Sat: 8:30am-5:00pm
Sunday - Closed
our facebook page instagram

 



Terms & Conditions | Privacy Policy | Accessibility Statement
©2018- Norris Bay Area Insurance

Insurance Websites
Insurance Website Design

We use some website cookies to ensure that we give you the best experience. By continuing to use our website you consent to use of cookies.